Privacy Policy
Mooney Financial Services Ltd
35 Tullycullion Road, Donaghmore,
Co. Tyrone, BT70 3LY
T: 07821 725546
E: sarah@mooneyfinancialservices.com
Registered Number: 515343
Effective Date: [15/09/2025]
1. Introduction
Mooney Financial Services Ltd (“we”, “our”, “us”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
By using our services or visiting our website, you agree to the terms of this Privacy Policy.
2. Information We Collect
We may collect and process the following types of personal data:
- Personal Identification Data – name, date of birth, address, email, telephone number.
- Financial Information – income, employment details, bank details, credit history, mortgage and insurance requirements.
- Communication Data – records of correspondence via phone, email, or through our website.
- Technical Data – IP address, browser type, and usage data if you interact with our website.
3. How We Use Your Information
Your personal data may be used to:
- Provide financial advice and arrange mortgage, insurance, and protection products.
- Respond to enquiries and communicate with you.
- Maintain business records and comply with legal obligations.
- Improve our services and client experience.
- Send marketing communications (only if you have provided consent).
4. Lawful Basis for Processing
We process your data on the following legal bases:
- Contract – to provide financial services you have requested.
- Legal Obligation – to meet regulatory and statutory requirements.
- Legitimate Interests – to manage our business effectively and provide quality service.
- Consent – where required, such as for direct marketing communications.
5. Data Sharing
We may share your data with:
- Mortgage lenders, insurers, and protection providers relevant to your application.
- Professional advisers (e.g., solicitors or surveyors) where necessary.
- Regulatory and legal authorities if required by law.
We will never sell your personal information to third parties.
6. Data Retention
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including satisfying legal, regulatory, or reporting requirements. Typically, this will be six years after the end of our relationship, unless a longer retention period is required.
7. Security of Your Data
We take appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction.
8. Your Rights
Under UK GDPR, you have the right to:
- Access the personal data we hold about you.
- Request correction of inaccurate or incomplete data.
- Request erasure of your personal data (“right to be forgotten”).
- Restrict or object to processing of your data.
- Request the transfer of your data to another provider.
- Withdraw consent where processing is based on consent.
To exercise these rights, please contact us using the details above.
9. Cookies and Website Usage
Our website may use cookies to improve user experience and analyse website traffic. You can control or disable cookies through your browser settings, but some features of the website may not function properly without them.
10. Third-Party Links
Our website may contain links to third-party websites. Please note that we are not responsible for the privacy practices or content of external sites.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated “effective date.”
12. Contact Us
If you have any questions about this Privacy Policy or how your data is handled, please contact:
Data Protection Contact
Sarah Mooney
Mooney Financial Services Ltd
35 Tullycullion Road, Donaghmore,
Co. Tyrone, BT70 3LY
T: 07821 725546
E: sarah@mooneyfinancialservices.com